EARN
Earn up to 14% APY on your crypto with staking.
Put your crypto to work with staking, USDC rewards, and lending.*
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*The rewards rate is based on the estimated protocol rate, which is subject to change. Learn more below.
USDC rewards
Earn 4.1% rewards by simply holding USDC in your Coinbase account.
Earn more with Lending
Lend your USDC. Earn up to 10.8%¹. Withdraw anytime. Powered by Morpho.
In just a few taps, deposit your USDC, start earning, and withdraw anytime.
High yield. Find competitive APYs when you lend in a few taps.
No lockups. Get your money back whenever you need it. Your earnings accrue automatically.
Confidence built in. Securely earn onchain yields through Coinbase, powered by Morpho on Base and Steakhouse Financial.
¹ Rates and available APY subject to change. While your funds have no lockup period, access may be delayed during rare periods of high withdrawal requests. For more information see terms.
Get paid to stake
You get rewarded for helping blockchain networks verify routine transactions for a small tradeoff in liquidity.
Sign up in seconds to start earning. No crypto expertise needed.
Your assets never leave your account. Our customers have never lost crypto while staking with Coinbase.
You can get started with as little as $1 and unstake your crypto at any time. Unstaking takes a few minutes to a few weeks.¹
¹ If enabled, you will begin earning rewards once you purchase the minimum balance of the asset. You can request to unstake anytime, no lock up periods imposed by Coinbase. But you may have to wait until the unstaking process is completed by the network before you can transfer or sell your asset. For more information, see the help center.
Staking is a proven way to earn in crypto and Coinbase makes staking simple and secure for customers.
More about how staking works
Coinbase offers staking as a way of earning rewards. Read more about how it works.
Check out all the ways to earn
All assets
132 assets
Asset | Est. Reward Rate | Staking Market Cap | Action |
|---|---|---|---|
 Ethereum ETH | €139.6B | ||
 Solana SOL | €76.8B | ||
 Cardano ADA | €16.7B | ||
 Avalanche AVAX | €5.4B | ||
 Polkadot DOT | €3.1B | ||
 Cosmos ATOM | €1.1B | ||
 Polygon MATIC | €0.0 | ||
 SUI SUI | €9.0B |
The rewards rate is based on the estimated protocol rate, which is subject to change. Customers will be able to see the latest applicable rates directly within their accounts. Enrollment in staking is available only in eligible jurisdictions and for eligible networks. Any rewards earned in unstaked form will be automatically restaked. You can request to unstake anytime, but you will not be able to sell or send your staked assets until the unstaking process is complete. This could take from a few minutes to several weeks, depending on the asset.
Earn staking rewards across Coinbase Products
We offer simple and trusted staking solutions for individuals, institutions, and developers.
Frequently asked questions
What is staking?
Staking is a method of verifying and securing transactions on proof-of-stake blockchains, like Ethereum, Solana, Polygon, Polkadot and more. Proof-of-stake blockchains pay crypto asset owners to help verify onchain transactions and keep the network secure. Learn more.
What’s the tradeoff?
When staking, you can’t sell or move your assets until you unstake them. Blockchains have different unstaking periods. If you are a buy-and-hold crypto investor, then staking is for you. Find the estimated unstaking periods for supported assets on our help page.
How does staking work on Coinbase?
Staking your own crypto is a challenge for most asset holders. It requires running a node on your own hardware, syncing it to the blockchain, and funding the node with enough cryptocurrency to meet minimum thresholds. On the Coinbase app, you can opt in to stake your eligible crypto with a couple of taps and earn rewards directly from the blockchain.
Which Proof of Stake asset(s) earn staking rewards?
Visit our support center to see which assets earn staking rewards on Coinbase.
Who is eligible to stake on Coinbase?
To stake on Coinbase, you must have your identity verified with a valid TIN on file, and reside in a location where staking is allowed. Visit our help center page to learn more about eligibility.
What are some risks associated with staking?
One risk is the possible slashing of staked assets or rewards. Although it’s unlikely, there is a possibility you could lose your staked assets or rewards in case of a network or validator failure. We’ve taken measures to reduce these risks, but some events are outside our control.
What’s the difference between asset prices and APY?
The rewards earned by staking are not reflective of the asset price. The staking APY is independent from the asset price which is set by the market. The APY is determined by the blockchain, and comes from transaction fees and new coins.
Do staked assets ever leave my account?
While your assets are staked they remain in your account at all times. Although a common misconception, Staking rewards do not come from lending out your assets but from blockchain transaction fees and new coins. Learn more.
How do I transfer my crypto to Coinbase to earn rewards?
Eligible customers can earn rewards on any eligible assets they hold on Coinbase, regardless of where they purchase it. You can send assets from an external wallet to your Coinbase account with no Coinbase fees by following these instructions. You can also turn off staking at any time by going to your settings page.
Is there a fee associated with these services?
The rewards rate stated by Coinbase is a projection based on the rewards we received over the past 90 days. Each network sets the underlying return rate depending on the number of staking participants. We take a commission on all rewards received, and the return rate for our customers reflects this commission. You can find our current commission fee in our user agreement.
Will I be taxed on my staking rewards?
US customers who are subject to US tax reporting are required to report their earnings from Staking rewards. US customers that earn over $600 in staking rewards will receive a 1099-MISC from Coinbase. You can learn more about the 1099-MISC on the official website of the IRS.
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