Loa-Protocol (LOA) is a platform that seeks to provide services where people can utilize cryptocurrency as a real-world asset. The platform wishes to make digital assets accessible to all so that the users don’t have to face any barriers. Therefore, the platform uses blockchain technology. The users can choose from peer-to-peer (P2P) and coiner-to-coiner (C2C) lending that involves staking, wallets, and immediate loans for investment between individuals. P2P lending includes real estate mortgage services online, and C2C includes loans and investments. Besides, the user can customize the service as per the requirement. The platform seeks to ensure stability and transparency while making transactions through blockchain. Further, the platform aims to solve the problems of the current financing platform such as the following:

Apart from C2C and P2P lending, Loa ecosystem seeks to provide multi-financial services like LDEX for decentralized exchange (DEX) transactions and LOA card/pay for the daily transaction of crypto assets. Besides, the ecosystem also aims to offer a staking wallet for placing cryptocurrency and stablecoins for stability and convenience. 

LOA is the native currency of the Loa platform that is ERC-20 compliant. The users can utilize LOA tokens for payment of fees. Moreover, users can also engage in long-term and short-term staking by placing LOA tokens in the staking wallet for a certain period. Pegging the amount of the LOA at the time of placement determines the amount at termination. Pegging means tying the medium of exchange to another country’s medium of exchange to provide stability to the coin. 

The platform came into existence in 2019. The Loa platform has a maximum total supply of 2,000,000,000 LOA.

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