Coinbase One Card is offered through Coinbase, Inc. and Cardless, Inc. Cards issued by First Electronic Bank. American Express is a registered trademark of American Express and is used by the issuer pursuant to a license.

The Coinbase One Card is subject to credit approval and other eligibility requirements. An active, paid Coinbase One membership is required to open and maintain a Coinbase One Card account and to earn bitcoin back (also referred to as “bitcoin rewards”). For Coinbase One Basic, an annual plan is required. If your membership becomes inactive or is canceled, your Coinbase One Card account may be closed.

¹ Only Coinbase One Card cardholders are eligible to earn bitcoin back. Bitcoin back rates are tiered at 2%, 2.5%, 3%, and 4%, based on your Assets on Coinbase (AOC) at the time an Eligible Purchase is initiated. Bitcoin back at the 2.5%, 3%, and 4% rewards tiers are capped at a combined $10,000 in Eligible Purchases per calendar month (then 2% thereafter for such calendar month). For the first 60 days after your Coinbase One Card account opening, AOC is based on your real-time balance at the time of your Eligible Purchase. After that, AOC is calculated as the average of your daily end-of-day balance over the past 30 days.

Not all transactions are eligible to earn bitcoin rewards (e.g., cash advances, cash equivalents, gambling). Bitcoin rewards are provided by Coinbase and may fluctuate in value. If a purchase is reversed, refunded, or canceled, the original value of any bitcoin rewards earned will be charged back to your Coinbase One Card account. Terms, conditions, and limitations apply. See the

for full details.

A Coinbase One subscription renews automatically and requires recurring payments. Membership benefits vary by region and may be changed or removed without notice. Boosted USDC rewards & boosted staking rewards: Rates subject to change. Zero trading fees: Derivatives and Coinbase Advanced excluded; Coinbase includes a spread in the price when you buy, sell, or convert cryptocurrencies.

² For Coinbase One Basic, an annual plan is required. See

for more details.

³ Certain exclusions, restrictions, and limitations apply. Please refer to the

here.