Goldfinch is a decentralized credit protocol that strives to democratize the lending process by eliminating the need for crypto collateral. It operates on the Ethereum blockchain and is governed by the GFI token. Goldfinch's unique approach aims to allow a broader range of borrowers to participate, expanding the potential capital providers who can gain exposure. The protocol is designed to generate sustainable, high-quality stablecoin yields from real-world economic activity, providing a buffer against the volatility often associated with DeFi. Goldfinch aims to make DeFi lending more accessible by enabling loans that can utilize both on and off chain collateral.

Goldfinch operates through a system of four core participants: Borrowers, Backers, Liquidity Providers, and Auditors. Borrowers propose Borrower Pools with specific terms such as interest rate and repayment schedule. Backers assess these pools and decide whether to supply first-loss capital. Once Backers supply capital, Borrowers can borrow and repay through the Borrower Pool. Liquidity Providers supply capital to the Senior Pool to earn passive yield. The Senior Pool then uses a Leverage Model to automatically allocate capital to the Borrower Pools, based on the number of Backers participating in them. Auditors, who are randomly selected by the protocol, vote to approve Borrowers, providing a human-level check against fraudulent activity.

Goldfinch seeks to bridge the gap between traditional finance and the DeFi space by enabling loans without crypto collateral. This opens up a wide range of potential use cases. For instance, businesses worldwide can access financing through the protocol, expanding their opportunities for growth. Investors can also earn yields by supplying capital to the Senior Pool or directly to attractive Borrower Pools. Furthermore, the protocol's unique entity check and governance system aim to provide a level of security and trust, making it a viable option for those looking to participate in the DeFi space without the typical risks associated with crypto collateral.

Goldfinch was launched with the aim of changing the global credit marketplace by creating a single platform where everyone, from startups to institutions, can borrow from the same capital markets. The protocol's design is based on the principle of "trust through consensus", which relies on the collective assessment of participants rather than their crypto assets. This approach aims to expand access to capital and contribute to the DeFi space. The protocol has deployed funds in active loan value and continues its operations, with its native GFI token playing a role in its governance.

我们实时将 Goldfinch Protocol 更新为 USD 货币。通过 Coinbase 获取最新 Goldfinch Protocol 价格。

Goldfinch Protocol的当前市值为 US$5426.10万。高市值意味着该资产在市场上的价值很高。

Goldfinch Protocol的历史最高价位是 US$43.00。这是Goldfinch Protocol自推出以来的最高价格。

在过去 24 小时内，Goldfinch Protocol的交易量为 US$54.49万。

与Goldfinch Protocol具有相似市值的资产包括Tensor, Decentralized Social, BENQI和许多其他资产。要查看完整列表，请参阅我们的可比市值资产。

Goldfinch Protocol的当前流通供应量是 8229万。

Goldfinch Protocol在 Coinbase 上的可交易资产中排名 157。受欢迎程度目前基于相对市值。

目前，有 29% 的 Coinbase 用户正在购买Goldfinch Protocol。换句话说，29% 的 Coinbase 客户在过去 24 小时内通过交易增加了他们在Goldfinch Protocol的净头寸。

可以，Coinbase 的中心化交易所目前提供 Goldfinch Protocol。有关更详细的说明，请查看我们实用的如何购买Goldfinch Protocol指南。